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Expanding Statistical analysis of the world’s details a good idea.

The ability to better analysis details and long term effects objectively would be helpful to the future development of the world. The world has come so far in developing the success, and progress on a number of measurable levels.  Statisitics is the study of numbers and out comes of events. Statistics of so many areas need to be continually measured and even expanded in areas like government, science, law, security, education, and quality of life.  With accurate and reliable statistics one can make better judgement.    All of the world is near access to food, shelter, caring, and some prosper.  We should cherish what we have, and look to better understand statistics of mathematics to continue in that direction.   In an effort to fight fraud, preserve integrity, and do our best.   

Entertainment, and education,

November 8, 2008 Posted by | American Politics and Policy Ideas | , , , , , , , , , , , , , | Leave a comment

Shorted PHM

The Builder PHM reports after the bell and I expect the stock will trade lower.  CTX announced a horrible quarter last night, and I didn’t see any signs the rate cuts will fix the problems with forclosures up 79% this year.  Housing starts are way down, and inventories are at recent records around 10 months supply.  The FBI launched a criminal probe into the housing sector to examine inflated revenue by homebuilders taking on buyers that were not qualified. http://www.nydailynews.com/money/2008/01/30/2008-01-30_fbi_opens_subprime_loans_probe.html?ref=rss  

  Lending standards are tight, and not alot of buyers.  { PHM has cash and  some debt. The loss on the quarter was big.  The company took no losses on in mortgage business – have to do some investigating to see if that was just poor accounting or they don’t hold any liability on the mortagages they originate. More perplexed after the evening report. } PHM is headquartered in Michigan, and mortgage origination is a significant part of it’s operation. Stock is trading around $14 and has traded as low as $8.20 recently.

entertainment purposes only

January 30, 2008 Posted by | Uncategorized | , , , , , , | Leave a comment