Topstockblog

Blogging to add value. Sharing and discussing helpful websites, money, stocks, etc.

Expanding Statistical analysis of the world’s details a good idea.

The ability to better analysis details and long term effects objectively would be helpful to the future development of the world. The world has come so far in developing the success, and progress on a number of measurable levels.  Statisitics is the study of numbers and out comes of events. Statistics of so many areas need to be continually measured and even expanded in areas like government, science, law, security, education, and quality of life.  With accurate and reliable statistics one can make better judgement.    All of the world is near access to food, shelter, caring, and some prosper.  We should cherish what we have, and look to better understand statistics of mathematics to continue in that direction.   In an effort to fight fraud, preserve integrity, and do our best.   

Entertainment, and education,

November 8, 2008 Posted by | American Politics and Policy Ideas | , , , , , , , , , , , , , | Leave a comment

Eharmony versus Match.com online dating sites; Where do look for your mate?

Where do you look for you mate?  Eharmony.com  focuses on a more complete profile of people.    Eharmony can be worked at to create a good relationship; even offers counseling for married couples.  Eharmony does the job on helping people learn more about themselves, and meet through the process of elimination.   My experience with Eharmony.com has not been great; so far, patience is a virtue.  Eharmony.com helps with self awareness and improving dating skills.   

Match.com  has a long history of being a user friendly dating site with many attractive members or at least freindly.  Match.com offers to help you find someone within six months or the service is free!  Topstockblog experience with Match.com has been positive.  Yahoo dating looks friendly.   It’s just lunch sounds like a nice option.

Entertainment and education,

October 17, 2008 Posted by | Personal Growth | , , , , , , , , , , , , , , , | 2 Comments

Quickest way to healthy economy is communication. Reducing housing payments and helping others

With careful communication the world could provide, maintain, and ensure housing for everyone while increasing the overall functioning of a healthy economy.   In large part this can and should be done with reduced taxation, reduced cost of housing, increased understanding of community, and the idiocy of paying for the same assets over and over.   Interest payments dictate many homeowners would pay as much or more than three times the cost of the house over a course of a loan.   That does not make common sense.  It has lead to a healthy economy for many years with a few less fortunate not benefitting in America.   With a more broad look around the  world the lack of banking opportunities, funcitiongovernment, trade relationship have left underdeveloped and impoverished people.  Education, and leadership can solve these complex problems.  For instance recognizing even as we have taken North Korea off the international state sponsors of terrorist list we must take further action to remedy the great poverty of the nation and ultimately helping our selves.   We should buy debt and employ the neighbor of South Korea to send products to the north.  The south is a major investor in the United States debt market and has great capacity to generate products that would greatly help North Korea.   American government can be a great force of stabilization while protecting Americans.

Entertainment, and educational purposes,

October 11, 2008 Posted by | Uncategorized | , , , , , , , , , , , | Leave a comment

Congress Representative Kirsten Gillibrand and the Public Forum Institute hosted economic summit on energy, and technology opportunities in New York

The 2008 economic summit was a great experience, and well attended at the Gideon Putnam Hotel.  The conference brought together influential people interested in economics of the region.   I learned about some interesting opportunities.   New windows that save great deals of energy in each installed house, and the strength of the windows was a highlight that stands out in my mind.  Classes on  gaining access to capital, and how to employ existing capital in the New York region.   Wind Farms can be created, and are being created.  

 

(8/21/2008) Congress Representative Kirsten Gilibrand of the 20th District of Upstate New York is proving to be a strong member.  The government website linked above documents and provides links to much of the hard work she has put into action since she took office.   Kirsten Gillibrand, and The Public Forum Institute is hosting an economic forum in September to discuss ideas to build a bright future for the region.  Topstockblog is very happy about receiving an invitation to the event and will let readers know more after attending the event.  

Entertainment and Education purposes,

September 7, 2008 Posted by | American Politics and Policy Ideas, Personal Growth | , , , , , , , , , , , , | 3 Comments

Working to deal with differences; a theme of hope!

Many people around the world work in their own unique ways to solve problems.  Topstockblog wanted to share a blog that looks to solve difficult problems surrounding race, religion, and perception of others. Change of great degrees would require a great degree of understanding that can only be achieved by expanding communication with others.   Google possible is doing more than any other corporation in the world to connect the dots of evolution.  Topstockblog is positive on Google stock under $550 with 6-24 month time frame. Bloggers are filling in the holes Google needs a little help with. Typepad and WordPress allow hundreds of thousands of people to access the blogging world for little or no cost.
Check out article on race and religion . Looking at race as a theological problem. Good conversation; successful economies that last address all problems.

Found a cool site for Free Stock Photos to use on the internet provided a link is shared.

 

Entertainment and Education from the 3rd Prophet,

August 24, 2008 Posted by | American Politics and Policy Ideas, Personal Growth, Stock investing links, ideas, and opinions. | , , , , , , , , , , , , , , , , | Leave a comment

Cuban tries to fix Olympic Referees’ with kick to the face!

Good Job my friend from Cuba. Referees’ are not what the Olympics are about. An upset Martial Arts competitor was disqualified for taking to long to recover from illegal blow. Then kicked the referee in response to show the referee’s aggressive tactics.   Olympic officials’ have become a scar of disgrace on the 2008 Olympics.  Several boxing bouts were judged completely inaccurately.   The boxers were robbed of their glory as the matches became a bitching session for disgruntled announcers and coaches.

China’s promised to crack down on human rights activists among others is truly a shame.  A shame that will not be tolerated.   Concerned citizen’s will raise awareness and protect human rights.  

Entertainment and Education purposes from the 3rd Prophet

August 23, 2008 Posted by | Sporting Events | , , , , , , , , , | 1 Comment

Barrack Obama chooses Joe Biden as his running mate to be vice president

Senator Joeseph R. Biden Jr.  is chairman of the United States Senate Foreign Relations Committee.   Joe Biden checks out to be a good choice after reviewing some important voting records.   Topstockblog endorses Joe Biden because of his voting record.  

  Topstockblog does share a few worries about the Barrack Husein Obama – Joeseph R. Biden Junior Ticket for the 2008 president election. Joe Biden has been overly critical of Barrack Obama according to an MSNBC link below.   Joe Biden did vote for the war in Iraq; not good. The campaign may be to closely tied with bailing out rich investors. Responsibly American’s need to be given more of the credit for the good choices they have made. The suffering that goes on in our communities can be alleviated through thoughtful legislation led by thoughtful + intelligent people. The American government needs to become more intelligent. When we loan banks money because they have run out of money the American public needs to gain in the upside of any future money made on these loans. What is good for Corporations is good for Americans. Prophets; not Profits need to lead our world. Generous loans or bailouts saving bond holders + share holders is not appropriate unless radical change in governments around the world occur to support honesty and good will.
  Topstockblog needs to get new legislation through the government removing the executive powers ability to take facts away from the senate and congress. Ignorance only goes so far. Facts led by responsibility is needed.  
  Barrack Husein Obama is lucky to have had his experiences growing up over seas to know that war was not the best way forward.  Topstockblog was also against the 2003 invasion of Iraq.

Joe Biden and Topstockblog both have suffered severe head trauma.  Not good; of course we are both relatively young at ages 65 and 32 respectively.   Senator John Mcain was a prisoner of war for years in Vietnam. Not good. 

 said he wanted a vice president who could help him with the economy.  Joe Biden is at the forfront of trade opportunities, understading, and awareness being chairman of the Foriegn Relations Commitee.
MSN just ran an article on Barrack Obama’s choice of Joe Biden to be the Democratic vice president in the 2008 election.
Here are some of Joe Biden’s voting record,
MSNB Barrack Obama to speak this evening + leaking of V.P. choice.
– Voted 2003 to use military force in Iraq.
– Voted 2003 against the Bush tax cuts.
– Voted against Republican Supreme Court nominees William Rehnquist, Robert Bork, Clarence Thomas, John Roberts and Samuel Alito.

Entertainment and Education from the 3rd Prophet

August 23, 2008 Posted by | American Politics and Policy Ideas | , , , , , , , , , , , , , | 1 Comment

Should congress prosecute Karl Rove the brain of George W. Bush?

Democrats.com supports prosecuted Karl Rove and switching away from ATT phone services.  I have attached an impressive list of sources included in the email.  Toptsockblog like takes a bearish position on ATT going forward.  A friend was sold the stock through soliciation over the phone at much higher prices in the IPO that was well over priced.

—– Below Sources cited in Democrats.com newsletter  to support claims ——

Sources:

1) Just a few weeks ago, CREDO teamed up with Brave New Films to help deliver more than 120,000 signatures to House Judiciary Committee members, calling on them to hold Rove in contempt and arrest him if necessary to compel his sworn testimony.

2) AT&T’s support of Bush-Cheney in 2000 here: http://images.nictusa.com/cgi-bin/fecimg/?20035274581 and 2004 here: http://images.nictusa.com/cgi-bin/fecimg/?24990933215 .

3) Rove expenses covered by Bush-Cheney 2000:
http://www.opensecrets.org/capital_eye/inside.php?ID=143

4) In 2008, PAC giving from Verizon’s joint Political Action Committee favors Republicans by more than $10,000: http://www.opensecrets.org/pacs/pac2pac.php?cycle=2008&cmte=C00363127

5) Randall Stephenson donations: http://www.newsmeat.com/ceo_political_donations/Randall_Stephenson.php

6) Ed Whitacre “Bush Ranger” Status:
http://www.tpj.org/docs/pioneers/pioneers_table.jsp

7) Rove’s role in voter suppression efforts: http://harpers.org/archive/2007/04/horton-rove-cashiered-328483284823 and here: http://www.buzzflash.com/articles/editorials/134

——-End Source taken from Democrats.com newsletter —–

Some people believe Karl Rove should be prosecuted for criminal crimes.
Topstockblog is not sure on the best course forward. An investigation seems like a step in the right direction. Certainly political activism like reading and or discussing tough topics would be helpful. Can we really expect government to do all the policing if the peole do not care or take the time to care? does believe in governing using methods from the 1800’s. Comedian Ben Stien calls Karl Rove a good friend and describes Karl as good hearted. Topstockblog believes an appology from Karl Rove to the world would be appropriate.  Karl is said to have been part of a conspiracy Topstockblog recently watched on a plan that ws formed by the rich and elite to control the world forever with little concern for others.  Again, mistakenly a few individuals had innapropriate influence over important details in the economy with out concern for the people.   ignorant did not account for principles of technology, innovation, and intelligence to be able to do more with less while taking other complex variables into account to maximize satisfaction while minimizing harm. For example a basic principle of doctors of do no harm could be brought into all industries to increase the friendlyness of our economy.
Just because strategies of trickery used during the 1800’s worked in business, doesn’t mean we should not work to find better ways. The world needs to work to find ways we can work towards solving problems in the most positive way. Setting minimum standards and aiming towards other appropriate standards.
Democrats.com is an aggressive website targeting illegal, inappropriate, and other bad intentioned behavior that has gone on in Washington D.C.

Entertainment and Education Purposes from the 3rd Prophet

August 22, 2008 Posted by | American Politics and Policy Ideas, Stock investing links, ideas, and opinions. | , , , , , , , , , , | Leave a comment

Barrack Obama should choose Senator Patrick Leahy from Vermont to be vice president

Barrack Obama is in search of the next possible Vice President of the United States.

Topstockblog thinks Barack Obama will select senator Patrick Leahy from Vermont to be his Vice President.   Topstockblog has sent letters to many senators around the nation to help solve and prevent major problems in America.  Senator Patrick Leahy of Vermont has communicated back personally, and recently shared his intentions to keep Topstockblogs words in mind, when negotiated with Iraq’s government on policiy going forward with the intention of Iraq taking responsibility .  Senator Leahy was effective in getting millions of dollars in cash immediately handed out to the Iraqi people to meet daily living needs for food, water, and housing.  Followed by Iraq spending 47 billion dollars  or roughly just under half the money Iraq had saved up from oil sales.  Spending the money effectively ended the war because the people and the world gained enough trust in the governments intention to support the people and use the oil money for good.   Serving to reduce political corruption, ensure money in Iraq is spendable, and eliminate the terrorist ability to use war to drive America broke.  Senator Leahy is a great asset to America.     Al Gore together with Barrack Obama would put a solid duo in the White House.   Al Gore has previously stated he is not interested in the position.  Maybe, Al Gore would be open to some part time communication with the White House?  Barrack Obama shows a tremendous ability to learn, listen, and communicate effectively.  

 Obama seeks info on Dodd in vice president search
“Dodd, 64, is a five-term senator with a lengthy foreign policy resume. A fluent speaker of Spanish,  served in the Peace Corps and has had a strong interest in Latin American affairs throughout his career. A longtime member of the Senate Foreign Relations Committee, he’s been able to wield a heavy influence on U.S. involvement in the region.” Quote taken from the above link 7/11/08

Maybe Hillary Clinton could end up being the next vice president? No news reports on this subject since early June.  Hillary Clinton put her full support behind Barrack Obama for president of the United States of America with former president Bill Clinton in tow.

Entertainment and Education Purposes,

August 21, 2008 Posted by | American Politics and Policy Ideas | , , , , , , , , , , , , | 1 Comment

Free Credit Report – Experian.com

At Experian.com one of the major three credit bureaus a free copy of your credit report is available from the three Credit Bureaus’. Your score with helpful tips are provided. It is important to check your credit, and resolve any inaccuracies. Much of this can now be done over the internet at Experian. Topstockblog just ran his report, and learned more about the system. The website is very helpful, and helped me gain a better understanding of the influences over my credit score. Better yet, how to move towards higher scores.
Managing, and developing your credit is something that everyone can do. Technology, and laws in recent years make this process more transparent.

Entertainment and Education purposes

August 19, 2008 Posted by | Personal Growth | , , , , , , , , , , | 5 Comments

Jamaica proving to be the fastest humans; Topstockblog sponsors 2nd child through Christian’s Children’s Fund.

 

 !Congratulations Jamicai!  Beijing, China –
The Jamaica track team is having a very strong performance at the 2008 Summer Olympics.   Shelly Ann Fraser won the women’s gold medal followed by teammates dead heating for the silver.  She is beautiful.  check out joyous picture at Yahoo Sports.

 

Topstockblog sponsored a 2nd child through Christians Childrens fund.  Topstockblog is now the proud sponsor of a handsome and intelligent 7 year old young man from Northern Vietnam.  His community has a vast number of needs that often go unmet.  He lives in a community that follows Thai belief system.  To raise True ( American translation) out of poverty I have to help his whole community.   True goes to school almost every day in his community.  The school is very poor, and has no electricity or water flow.  Topstockblog is very excited about this opportunity to help True, and his community.   Looking forward to learning more about his life, and culture.  I sent his community $500 dollars to help meet needs.  I sent $24 a month paid for the next six months, and $200 for the community to use to buy goats for breeding.   Goats are a tough animal that adapt to many conditions, easy to raise, and sell quickly.  Topstockblog bought Sandra’s family some goats over the years, and this is helping Sandra’s family out greatly.
In my seven year experience with Christians Children’s fund it has been wonderful. Most positive experience of my life. My first child Sandra is ten years old. She lives near Mexico City, and currently enoying being a ten year old kid.  Sandra, and her family express their thanks in writing, and through good actions.  All leters are translated free of charge, and typed neatly with the original letter.  Accounting standards are hight at Christian’s Childrens Fund.  I recieve pictured documentation of all the supplies + holiday gifts I have bought Sandra over the years.  I am very proud to help her family live a better life.  Her parents work very hard, and make good choices.  Sandra wants to be a school teacher when she gets older.  I hope to share more in the future about my experience with my sponsored children with respect for their privacy. 

Entertainment, and Education purposes.  !Congratulations Jamaicai!

August 18, 2008 Posted by | Personal Growth, Serious Subjects that need public exposure, Sporting Events | , , , , , , , , , , , , , , , , , | Leave a comment

Resume writing tips + resources,

  A strong resume brings out your best qualities and can opens doors in life.  In Topstockblog’s opinion everyone should write a resume, and update it on occasion for personal development.  When you are writing or editing a resume it can bring out your strengths.   Help you see the glass half full.  Help you understand where you think about what you would like to be able to include on your resume in the future. Be sure to show a balanced resume. For example, Topstockblog has a range of experiences, and understanding of complex subjects. Depending on what job Topstockblog was applying for he would custom tailor the resume to the job. This can includes a brief statement on why this job or experience would be a positive experience.

Resumes come in a number of forms.   Some jobs might like a more traditional resume and others my be really excited about a more flash resume depending on the job you are applying for. 

Cover letter indicated appropriate details.  This should identify who you are applying to and for what position.  Your cover letter may include a sentence or two about why you are a good canidate for the job.  Your Name + Contact Info.

My curent resume starts with my  name centered + bold at the top of the page, with address + Contact Information below.
NAME
Address
Contact Information

 Work History starting with most recent job

Followed by Interests

Followed by educational achievements

A mention of references available upon request or included if appropriate.

Hot Jobs at Yahoo offers a Premium Resume Writing Services for those that need the help. Professional resume writing services is probably could be a part time service of resume writingIf you create an account for free at hot jobs you can create a resume using templates they offer free of charge to encourage the exchange of resumes to help meet a market need. 
Sharing work experience, skill sets, education, charitable experience, and . for himself through creativity. Strong communication skills and helping others are items that may stand out to a future employer.  

Good advice and jobs to apply to at Monster.com Resume tips

.

 

Entertainment and educational purposes,

August 18, 2008 Posted by | Personal Growth | , , , , , , , , , , , , | Leave a comment

Government and mass media suppress the truth in the United States; Lower Taxes key to a moral society

 

The United States government is suppressing science and technology.   The executive branch (President – George W. Bush) suppresses technology, environmental, and probably much more from even the other houses of government by executive privileges.   Lets stop accusing China of media control until we are effectively dealing with our own problems of suppression.   Any time I publish anything of controversy it is systematically suppressed.  This happens with far to great a frequency to be random chance.  Limiting dissent (acess – distribution) of information in the United States written by Jules Boykoff of the American University. The Western Political Science Association held a conference in 2004 to discuss the significance of Limiting dissent of information in the United States.

Ballot initiatives fairly worded are the key to a successful election in the United States.   As the world reaches and exceeds maximum sustainable population at over three point some odd billion people the truth is the only possible cure. 

   Some businesses, corporations, and people have found ways to beat people down to recognize profits.  Taking advantage of slim margins that are most effective with high taxation policies.  With high rates of taxes corporations invest heavily in finding ways to not pay taxes.   Two thirds of corporations paid nothing in taxes last year.   Russia has moved to a flat taxes at 13 percent, proving highly successful in increasing taxes collected  and reducing fraud.   The need for lower taxes is clearly transparent.  Lower Taxes is key to reducing fraud in the world economy, and in this case horse racing.  For example Algorithims are the prescribed method of trading much of the money in the stock market.   Large parties control all aspects of the trade targeting small investors. Recently many  stocks have become so over sold despite profits because of the system is so unfriendly there are no real buyers.   Honest discussions and fair coverage of all sides of issues is a clear path to real solutions.

  

 

   Entertainment and educational purposes from the aspiring 3rd Prophet.

August 15, 2008 Posted by | American Politics and Policy Ideas | , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Georgia should make peace, Russia should re-explain the military actions.

 

(Update 8./20/2008 – Russia still has yet to figure out how to go forward with Georgia.  Russia and concerned citizen’s around the world world the United States government is biased against Russia.  Topstockblog asks readers what is best going forward for evolution?  Topstockblog has no idea; but, a careful guess tells me Russia should establish some kind of comprehensive understanding with the United States on reducing bias.  For example congress may be responding to filtered data provided by the executive branch on the subject.  An honest senator may well have voted for the war in Iraq regretable because of filtered data.  Honest leaders, careful communication, hard work, technology, people, and innovation all should play a part in resolving the conflict.  )

(Update 8/15/2008 – Russia explains that Georgia has been posturing, and speaking aggressively about the military plans towards Russia.  Topstockblog reafirms it’s support to Russia, and to work with Russia.  Russian diplomat expressed a strong willingness to work with the United States to meet challenges of the world, and a firm respect for the United States.)

Google has deleted Georgia maps indicating Russia has won the war annexing Georgia.  Topstockblog supports the Russian move to take over the geographically desirable land of Georgia.  Georgia will bring a beautiful part of ocean front property to Russia.  This move greatly increases Russia’s ability to be a lasting world power.   The move is aggressive.  The territory is historically under Russian rule is in part why Topstockblog stands behind the aggressive Russian military excercise.

  The move does violate international aggreements.  I encourage Russia to come forward with an intelligent explanation for the decision to take over Georgia.   Topstockblog stands firmly against evil intentions; please explain your actions Russia.

 

Entertainment Purposes, and education.

August 11, 2008 Posted by | American Politics and Policy Ideas, Serious Subjects that need public exposure | , , , , , , , , , , , , , , | Leave a comment

New Formula saving millions in Africa – Plumpy Nut

That’s right a new to the market formula Plumpy Nut, a creation by  Doctors With Out Borders consisting of peanut butter, dried milk, and vitamins is helping millions of children in Africa survive, and even escape malnutrition.    60 minutes recently did a special on the topic.

Maybe these types of foods can be shared withother nations that fall short of food production targets or even supplied to deal with hunger issues ahead of time.  Famines a condition of large proportion where masses of people are unable to meet food needs and in extreme cases, numbering in the millions of Deaths each year to date. July 27th 2008 the year of our lord.   Famine or starvation is and has been a devastating force throughout history.  Modern innovations and technology gains have the potential to reduce hunger and achieve population targets that support sustainability and a growing concern for public responsibility to meet short falls.   Fighting crimes and using good judgement to protect personal rights, human rights and sustainable ecosystem understanding + environmental dangers will serve to move the world in a positive direction. 

Entertainment purposes,

July 28, 2008 Posted by | American Politics and Policy Ideas, Serious Subjects that need public exposure | , , , , , , , , , , , , , , , , , | 1 Comment

United Nations information website link + charityfocus.org link

 The United Nations is involved in helping the lives of millions of people around the world.  Building, improving, and sharing information are goals of the program that I like.  The United Nations has set up an information website that shares details of the organization, and problems it faces. Check out this link  United Nations information

 

another Non-profit Charity focus website. Offers services and information over the web to help your non-profitit business.

entertainment purposes only,

 

Entertainment purposes,

June 14, 2008 Posted by | American Politics and Policy Ideas, Personal Growth, Stock Market Websites | , , , , , , , | Leave a comment

12 tips to improve yourself, and or home business

Some  helpful ideas to improving your home business.   List of recent ideas I have brain stormed, to help improve myself and others. 

   1.  Network with those you come into contact with.  

   2.  Learn From others.

   3.  Be professional.

   4.  Work hard; Add value.

   5.  Help others;  worry about profits later.

   6.  Take responsibility.  Admit when you are wrong, and solve problems.  Focus on problems you can fix.

   7.  Business and personal goals should be shared.  Despite what others have said about seperating the two.  Keep your morals close by your side when you conduct yourself and good karma will be on your side.  

   9.  We all have different wants, and needs.   Have faith in constructive actions.  Destructive, greedy, and oppressive forces are risks worth looking at when analyzing your market thoroughly.

  10.  Use good judgement, and learn from your experiences.

  11.  Get business cards to share your contact information with aquantances, friends, family, and business prospects.       http://www.printsmadeeasy.com/  

  12.  Pay attention to details.

    Entertainment purposes,

June 5, 2008 Posted by | Personal Growth | , , , , , , , , , , , , , | 2 Comments

Ten year peace agreement in the Middle East bad idea between Israel and Hamas

   Ten year peace agreements between Israel and Hamas is a bad idea in my opinion.   Any aggreement that is not ever ending as intended.  Is a waste of time.   Ten years is worthless than a good fight now.  I morrally oppose war; but, approve of a war for ultimate victory if peace can not be achieved looking far into the future. Moderate viewpoints and understanding of those with different view points all have to do with a good future. Per se a good direction to move in. I read a proposal that ends the conflict reasonable between Israel and Palestine.

   We are all humans of different values, wants, needs, thoughts, sizes and shades.  As such we should respect these differences. Biodiversity offers much hope to the future in meeting all unforeseen needs and contributions of others.
Israel has contributed great to both the well being of the world and rath of hate as religous forces have battled for centuries in an attempt to dominate societies. All the failure of violence to bring peace should be learned from and avoided in the future with acceptance of other cultures. With respect for human and property boundaries. Life has much beauty to be shared and worked for with careful decisions.  All people have value and need to be respected as such. Equally the environment is a concern.  All balanced
Humans can learn from the past.  Much of the past agreementslike the United Nations and modern world governments holds the answers learned from experience.  We have the structure and need compromise to work out the differences.  The great wealth of Oil in the middle east has led to a never ending fight.   The spreading of technology, health care, food, shelter, and happiness need to be  the targets of all people.  I call on all religious preachers, practices, and non applicable peaceful parties to cooperate with good will.one another.  To share earned efficiencies and apply considerate minimum goals to make the most of the world.  Deliver jobs, housing, responsibility, religious freedom, careful boundaries, sustainable trade, and environmentally friendly goals.   

Continue reading

April 24, 2008 Posted by | American Politics and Policy Ideas | , , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Past thoughts on CRM

 

(January 18th, 2008 –  CRM is trading lower this morning, and I think it may be the beginning of a big move lower.   Friday  January 18th, 2008      10:30 am

  I must say thank you Cramer from Mad Money for the UA information last weak that helped me make the move to short the stock.  I lost a little shorting CRM last week another Mad Money stock from Cramer about possibility of sell off.  Today the market seems to be positioned to take the stock lower when the market is open.  CRM has very little earnings;not good in my opinion.  Growth expectations to high for slow or bear market based on principles of doing more with less.  The competition is coming from all angles.  It is just too easy to duplicate customer management software.   Good customer service, followed up witha letter, and a couple of phone calls over the next year is not worth billions of dollars.  Not saying that’s all CRM does; but, you get the point.   INTUjust entered the market with a simple customer support  service that customers can call to get help.   The article pointed out other competitors CNQR , INTU, OMTR,TLEO,SFSF,N,PAYX.  It also mentioned GOOG in the article not as a competitor; but, as a source of new business for the sector.  I can see GOOG is looking to grow to move into the sector with the low barriers to entry.  Google has good street cred as Cramer would say when it comes to delivering a friendly product that makes investors mullah. –Some adlib–

   Pricing pressure in customer management from advertising or lack ther of.   To other anticipated slow downs that can hurt. , business cutbacks,  and churn should all erode CRM’s future hopes.  At least that my opinion.   http://www.forbes.com/2008/01/17/saas-recession-concur-tech-enter-cx_sm_0118saas.html?partner=yahootix

            Entertainment and Education purposes,  Edit, Update, Cite Sources, and Help Others.

January 18, 2008 Posted by | Stock investing links, ideas, and opinions. | , , , , , , , , , , , , , , , , , , , , , , | Leave a comment